Gold Savings Plans

How It Works

Save monthly, buy when you are ready

A TRG savings plan is an advance towards a future jewellery purchase — not a deposit and not an investment scheme. You pay a fixed amount every month, and at the end of the term the accumulated amount is adjusted against jewellery you choose from any TRG store.

01

Choose your monthly amountStart from a monthly instalment that suits you. The amount stays the same for the whole term.

02

Pay for the agreed number of monthsPay by UPI, bank transfer or at your store. Every instalment is receipted and visible in your account.

03

Redeem in jewelleryAt maturity, your accumulated amount is adjusted against the jewellery you select. The gold rate applied is the rate on the day you buy.

04

Pay only the differenceIf your chosen piece costs more than your accumulated amount, you pay the balance. Making charge and 3% GST apply as on any purchase.

Plan Terms

Written down, before you join

Redeemable in jewelleryThe plan matures into a jewellery purchase at a TRG store. It is not a cash-return product.

Rate applied on purchase dateGold is billed at the rate prevailing on the day you redeem, not the day you enrolled.

Receipt for every instalmentEach payment is receipted and reflected in your member account the same day.

KYC requiredPAN and Aadhaar are collected at enrolment, as required for jewellery purchases above the statutory threshold.

Discontinuation termsIf you stop paying, the terms for refund of instalments already paid are set out in your plan agreement.

No assured returnGold prices move both ways. The plan helps you save towards a purchase; it does not promise a profit.

Important

This is a purchase-advance plan for buying jewellery. TRG Jewellers Pvt. Ltd. does not accept public deposits and does not offer any product carrying a fixed, assured or guaranteed return. Full terms are provided in writing at the time of enrolment, and you should read them before joining.

Get Started

Enrol at your nearest store

Plans are opened in person so that KYC and the written terms can be completed properly. Find your nearest authorised store, or call us and we will guide you.

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Save monthly, buy when you are ready

Written down, before you join

Important

Enrol at your nearest store

Visit our showroom, or let us call you